Best 5 UPI Payments App in India (2019)

Google Pay



Google Pay (previously known as Tez) is a payment app with which you can send money to users, recharge your phone, pay bills, and also you can pay to your neighbourhood stores. Send or receive money with zero fees, straight from your bank account to almost anyone. You can send or receive money even if your contact is not on Google Play.

Also, you can earn upto ₹1,00,000 by earning scratch cards by doing for transactions. Users can use it on any website who accepts UPI Payments. It is available for both Android & iPhone users.


Google Pay, a secure app for money transfers, bills and recharges. Enter our code XB5E3 to earn ₹51 back on your first payment!


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PhonePe is another great payment option after Google Pay. It is now acquired by Ecommerce Giant Flipkart. Here also users can make instant payments like Send or Receive Money, Utility Bill, Mobile Recharges, Shopping Travel, etc. Credit Card Bills & Insurance Premium can also be paid through the App.

There are multiple ways to pay – Direct Transfer, POS, QR Code. PhonePe is multilingual. Choose from Kannada, Marathi, Bengali, English, Hindi, Tamil, Gujrati, Telugu, Malayalam, Assamese and Odia languages to transact easily on the app. PhonePe is also accepted by a wide range of merchants.


The process to Get Started:-

1. Click on our referral link below & install the PhonePe app
2. Link your bank account using just your mobile number
3. Send money using BHIM UPI & get a scratch card with assured cashback up to Rs.1,000!



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Paytm is one of the most famous payments app available out there. It has also enabled UPI in their app.

The setup process is easy enough…just follow the guidelines mentioned in the app and create your Virtual Private Address (VPA/UPI). The address will look like this ([email protected] OR [email protected]).




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Freecharge has also UPI services. Offers the same features as the other apps. You will get UPI handle like this ( [email protected]). Sometimes Freecharge runs some offers for using Freecharge UPI on a merchant website. You can add multiple bank accounts (upto 2).



Download – Android | iOS




Mobikwik also started their UPI Service from May 2018. You just need to download the Mobikwik app and register yourself with your mobile number. After that start the process to create a UPI handle. All you need to do is use your mobile number as your own VPA (mobile [email protected]) to transfer money instantly. The features are the same as the above apps.


Sign up with MobiKwik & use our referral code WSJRCR. You will get Rs.100 SuperCash when you add Rs.50 to your wallet.



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All the information are collected from different sources available on the public domain, so if you found any copyrighted content just email us at [email protected] and we will try to remove that in 48hrs.

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Rohit Auddy
Rohit Auddy
He is very passionate about Technology, and besides that Rohit is also a Certified Film Editor, VFX Artist and a Website Developer. Also, he is very active on Social Media Sites and loves to listen to music. Email Rohit
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